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First month update...how did I do??

May 2nd, 2012 at 05:21 pm

Ok...so last month is when I decided to fully confront reality and address the debt monkey I have carried around for a very long time...

Just sat down and looked at all my balances...and I decreased my debt by $976.78 this month...not bad at all! Actually I am very pleased with this!

I know this month is going to be the hard month...we have a credit card we use for all monthly expenses and pay it off every month...and our monthly expenses are higher this month due to the trip for the wedding etc, new tires, etc. So realistically, if I can post next month with a decrease in debt of even just a little...I will be pleased! I know my focus is on not adding to the debt first and foremost...and this is just a very pricey month and a half for us!

My husband is away on a work trip...and while work pays for the trip and expenses, he does need some spending money etc...so that is additional out of pocket money even though it is not a huge amount that he took.

Next weekend we have an out of town trip for my niece's high school graduation...

So I will be glad when these little hits stop...it is a lot within one month for us...so if I can just keep the focus on not adding to the debt for my May goal, I will be happy...if it decreases any, I will be thrilled...but just not adding to it will be ok for me too considering everything!

Anyways...I am very pleased and glad I found this site...it does keep me accountable to myself and to this goal!

9 Responses to “First month update...how did I do??”

  1. baselle Says:

    Sounds like you are doing great. Nearly a $1000 down your first month is excellent. June and July are tough with graduation, weddings, summer vacations, no school ... a lot of little hits. So I think your goals for those months are appropriate. Only thing to watch out for is try not use that "excuse" every month.

  2. Ima saver Says:

    You did great!

  3. creditcardfree Says:

    Congratulations!!

  4. Petunia 100 Says:

    You're off to a fine start. Congrats! Smile

  5. Looking Forward Says:

    Great! Smile

  6. Shiela Says:

    You did great considering all the extra stuff that you have to deal with. Good news is that it will get easier.

  7. rachel021406 Says:

    Way to go on paying down your debt. If you stay on this track next month should be ok.

  8. Bob B. Says:

    I've been gone for a while. Yes, you are doing a fine job. It's not easy, and there will be set backs.

  9. Jerry Says:

    Yes, getting things down by almost a grand in one month is pretty doggone good, and it leads that total in the downward direction that you want! Don't worry about setbacks and frustrations, because they will always occur to some degree. The main thing is that you have some insurance that you keep making progress!
    Jerry

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