So...yea, this is tough. I took two big leaps this week...started the blog...laid my debt out there...both tough.
Now I have to live and work a plan...I am tracking my daily expenditures...like yesterday I spent 72 cents at the QT for iced tea...and $2.14 at Costco for a slice of pizza for dinner...other then that, nothing.
I even returned a package to QVC...I really do not shop there too much any more, but once in a while something "gets" me...so I returned a package Monday...so that is money saved, as I had bought it on easy pay...so one payment to be refunded...4 more will not be charged now...bravo to me.
My big test is right now...hockey play off tickets went on sale 44 minutes ago. I really want to go, which is why I know how long they have been on sale, but I am realizing I really cannot afford to go...and that sucks.
So the best thing I can come up with it...to deal with the mess I have created...focus, pay it off as quickly as I can...and next year, if playoffs come...I will hopefully be in the situation I can easily buy the tickets and enjoy the games.
I totally would have bought them before starting this blog and facing the harsh reality of totals. So I guess it is working.
But it still stinks.
It stinks...but I cannot afford it...
April 4th, 2012 at 04:02 pm
April 4th, 2012 at 04:04 pm 1333555478
Good Luck!
April 4th, 2012 at 04:19 pm 1333556357
April 4th, 2012 at 04:47 pm 1333558061
April 4th, 2012 at 04:57 pm 1333558620
No magic - spend less and try to earn more.
Looks as if you have some crushing interest rates. (Captain obvious strikes again) I'm playing the balance transfer game right now. 0.0% introductory rates. Some caution against that, and it is a lot to manage, but it's working for me right now.
I tried calling my highest rate card to lower the APR. That didn't work for me, but it's certainly worth a shot.
Can you sell stuff that you've accumulated on eBay?
Good luck.
April 4th, 2012 at 05:33 pm 1333560805
April 4th, 2012 at 08:36 pm 1333571819
Looks like hockey playoffs will be watching on tv...and I will be happy about that...
April 6th, 2012 at 11:27 am 1333711676
Jerry
April 12th, 2012 at 04:47 pm 1334249256
It'll suck for a while but think about what else you can do with the cash. How many CC minimum payments can you make?